Cheapskate Digest

Recently I cancelled several credit cards because they either had fees or they offered nothing more than credit. I did a little research and found some no fee credit cards that give me something extra – either points towards items of my choice or travel or lower priced gas. The only catch is that you have to pay the full balance off each month or you pay higher interest rates than some of the fee-based cards. Not paying interest is being frugal anyway, so that’s not a problem for me.